My hubby and I are trying to get our finances under control. We developed a budget but we had a hard time sticking to it when we were using our debit cards. I kept going over my budget. So, I switched to using cash only. When I go to the grocery store I know I only have so much money to spend. I refuse to use the debit card or write a check. This has worked to keep me on budget! I don't like to carry a lot of cash, so I plan to stop at the ATM and get my budgeted amount before I go to the grocery store. This also forces me to stick to my list because I have roughly figured out before I go to the store what my total will be. This works for me!
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